Welcome to my blog! I hope you find some encouraging and helpful advice on your Everyday Money Matters. Here is a bit about me:
As you may already know, my name is Stephanie Hardmon. I am a military spouse, stay-at-home-mom, college student, and the household finance manager. Prior to me becoming a SAHM, everything has an acronym now a days, I was a retail manager for Staples. At the age of 20 Staples had promoted me after I completed and excelled in the Manager Training program. To be 20 and making over 40,000 a year plus bonus without a degree was an accomplishment in itself for me. I put my goal of graduating college at the bottom of the list because I truly loved what I was doing. When I found out I was pregnant my husband already had signed his life away to the Navy. After graduating college he was having a rough time finding a job and since his family has a strong military background he decided to join the Armed forces and I supported his decision 100%. I knew Staples had stores all over the U.S. so I could probably transfer, but Zeus, my son, decided to come sooner than planned. That was when I realized, I had made all of this money and hadn’t managed to save a dime! Before my little bundle of joy came, I knew I had 8 months to pay off some debt and put some money away. It turned out to be easier than I thought, especially since I couldn’t enjoy the nightlife with my friends anymore and on top of that I had to start eating healthy so spending on junk food went out the window. After Zeus was born and my 12 weeks of maternity leave was over, I went back to work and realized it was time to call it quits. The hours were long, inconsistent, and 50 miles away from where my husband was stationed. I saw this as an opportunity to play a huge role in my sons first year and to enroll back in school. Through this decision I came to find out that being a stay-at-home-mom is harder than my job as a retail manager. There are no breaks and you cannot clock in or out of a shift. Lucky for me, my husband is a great help and support system because he wants to see me succeed as well.
I chose to start this helpful blog as a means to record each financial method to my madness and alert anyone willing to listen (or read) and learn from my encounters. With money being something we all deal with every day, I knew I had to seize control over this looming stress. Our dealings with money do not always have to be stressful and it is high time that I show every reader that they have the power and the check book to avoid financial woes.
Currently I am in school studying to get my BS in Accounting and continuing after that toward my ultimate goal of becoming a CPA. We all have aspirations and mine is to become a successful CPA. I will also be writing about what I learn and how it can help you as well. I want to use this blog as a portfolio since I will not be working while pursuing my degree.
So readers, I want you to join me in my journey through making my past and present financial struggle a financial success. I just started accepting the fact that I do not bring home any money and that the money my husband makes is my money as well. We move as a unit and although we have a lot of debt, I make sure we are always on top of our payments, there is always food on the table , and all the necessities are taken care of just by being mindful and managing OUR money the smart way. There are many of us out there with similar stories, but yet their struggles can be better or worse. All you have to do is make your money matters your baby and care for it because in the end it will take care of you. I wish everyone the best of luck!